Wealth overview
Net wealth trajectory
Asset composition
Property42%
Investments33%
Cash15%
Other10%
Financial health
Illustrative indicators| Emergency reserve coverage | 3.8 months |
| Known upcoming commitments | £2,840 |
| Forecast confidence | Partial |
| Unreconciled evidence | 2 items |
Next actions
| Credit card payment | 18 Nov |
| Vehicle finance | 22 Nov |
| Source sync review | Pending |
See what you can safely spend after commitments, protected reserves and uncertainty. Forecasts are projections, not guarantees.
Projected available cash
Commitment coverage
Show protected pots, recurring bills and the cash buffer as distinct layers. Do not count account transfers as spending.
Separate capital contributed from market performance. Leverage is exposure, not additional wealth.
Portfolio sources
| Source | Classification | Illustrative equity |
|---|---|---|
| Brokerage A | Stocks and funds | £42,100 |
| Crypto provider B | Digital assets less borrowing | £18,600 |
| Retirement account C | Pension | £7,700 |
Every obligation has its own balance, due date, source and reconciliation state. Credit-bureau summary totals are not additional liabilities.
Liability register
| Account | Status | Illustrative balance |
|---|---|---|
| Home mortgage | Verified | £211,000 |
| Vehicle finance | Review | £21,450 |
| Credit cards | Mixed freshness | £14,000 |
A source is healthy only after an authenticated data read. Webhook activity, stored credentials and old snapshots are not proof of current connectivity.
Connection diagnostics
| Source | Evidence state | Action |
|---|---|---|
| Demo bank adapter | Synthetic | Not connected |
| Demo broker adapter | Synthetic | Not connected |
| Demo crypto adapter | Synthetic | Not connected |
| Private liability ledger | Planned | Not connected |
Security before launch
Private Cloudflare identity gate, MFA, backend authorization, encrypted evidence, account ownership isolation, anti-caching controls, source provenance, security tests and a verified domain are prerequisites. This static demo has no login or backend.